Home Insurance

Home insurance is your first line of defense for protecting your family home. Homeowners in the state of Kansas rely on home insurance to help them cover the costs of repairs and other damages to their home. Our friendly staff at Family First Insurance Alliance is here to help tailor a home insurance policy for you.

Mortgages and Home Insurance

If you have an active mortgage or other home loans, you will likely be required to have home insurance. When a loan is taken against the value of your home or if your mortgage is still being paid off, your lender has a vested interest in making sure the value of your house remains high. They will require you to have home insurance to make sure any damages can be covered.

What Home Insurance Does for You

• Liability Coverage - Liability coverage helps protect you and the people in your home from the cost of medical bills resulting from an injury. This is a great option for families and people who often have guests over.
• Your Possessions - This option helps cover the costs of replacing your damaged goods if they have been damaged from things like floods, fires, and vandalism. This is a basic coverage that protects the average homeowner's goods, but if you have valuables—like family heirlooms and collectibles—there are additional coverages available.
• Water Damage - Various coverage options can help with the cost of water damage. There are flood insurance options, packages for sub pump and basement flooding, and other causes. This can also be paired with more specific plans based on the kind of home you own.

Homeowners in Kansas are looking for robust coverage that protects their investments and their families. Our expert staff can help you find the policy that best fits your needs. Give us a call or stop in today for more information.